Have a vehicle loan not financed with RFCU?
Let us KNOCK OUT your current vehicle loan rate by up to 1.50% or more!*
Tell us the current rate and term on your non-RFCU vehicle loan. Once you are approved, you will keep your remaining term and we will rock ‘em, sock ‘em up to 1.50% off* your current rate -OR- give you the current RFCU rate, whichever is lowest! Refinance rates start as low as 3.00% APR**!
Give RFCU the chance to “meet you in the ring” and help you keep more of your money. Bring us your non-RFCU vehicle loan between September 1 – 30, 2010. Contact RFCU and mention this postcard to get started. 804-281-6442 or
*Offer applies to refinanced, non-RFCU auto loans only. Discount starts at 1%; 1.50% discount includes service & stability discounts.
**The 3.00% rate applies to A+ scores, financing for 36 months or less. Lowest qualifying rate will be 3.00% APR which includes service & stability discounts. Your rate may be higher. Rates vary based on credit score & terms. Contact the credit union for complete details. Offer open to all members and their families, as well as current Genworth employees. Applicant must provide proof of current rate.
Offer expires Sept 30, 2010. APR = Annual Percentage Rate
Applying for a loan - any
time of day - is easy! Once you have viewed our current
rates, simply click
here for an interactive
loan application you can send directly to the credit union.
Or, if you are in the area, stop in and we would be happy to
provide you with a hard copy application. Once you have your
application complete, drop by with your most recent pay stub.
If you have had a loan with us in the past, all you need to
do is call in (804) 281-6442 and update your information on
file.
Want to see how much your payments might be? Use our online
calculator to find out!
TOP
With a vehicle loan from RESOURCES
FCU, you have a money-saving alternative to high cost dealer
financing or restrictive manufacturer financing terms. Whether
you are in the market for a new or used vehicle, we offer a
complete program to fit your specific borrowing needs. For
used vehicles, be sure and take a look at the offerings from Enterprise
Car Sales before shopping.
Plus, put yourself in the driver’s seat by getting pre-approved
before you shop. You will know exactly how much you have to
spend, what your payments will be, and be free to shop, hassle-free.
TOP
Personal or signature
loans are a great alternative to revolving high interest rate
credit cards for bill consolidation, large one-time purchases,
or for any reason! Personal loans do not require collateral
and are offered at competitive rates
and terms.
Personal loans can be used for any reason – Vacation,
holidays, back to school, anything!
TOP
For the lowest interest
rate, a loan may be secured or collateralized by shares in
your savings account. Share secured loans are ideal for making
purchases without depleting your savings. In addition, for
members looking to rebuild damaged credit or establish new
credit, our Share Secured loans can give you the fresh start
you need.
Share secured loans are offered at rates 2.5% above the current
share rate. Best of all, you still earn dividends on the funds
in your account – while being able to borrow against
the balance at the same time!
TOP
Guaranteed Asset Protection (GAP)
Plus
GAP
Plus is a low-cost coverage in the event your vehicle is totaled
or stolen:
- Pays your insurance deductible up to $1000
- Pays off any
remaining loan balance, and,
- Gives you a $1000 credit towards
the purchase of your next vehicle
The valuable service is
available to RFCU members for a one-time cost of $250 and
can be purchase at the time of financing/refinancing, or
any time thereafter.
Mechanical Repair Coverage (MRC)
MRC
helps pay for covered repairs on your vehicle when that unexpected
breakdown occurs, just like a traditional warranty you would
purchase from a dealer. Each plan is based on your needs, and
for a few dollars a month, you can protect your vehicle and
your finances from expenses that could total hundreds or even
thousands of dollars.
Credit Life Insurance
Afforded
to our members through Members Choice, Credit Life Insurance
is a voluntary form of payment protection designed to pay off
an outstanding loan balance in the event a covered member dies
before the loan is repaid, up to the policy maximum. For RFCU
members, Credit Life Insurance coverage provides protection
on your loan(s) up to $30,000.
Credit Disability Coverage
Member's
Choice Credit Disability is voluntary coverage that makes a
member's loan payment, up to the policy maximum, should they
become totally disabled due to a medically-determined sickness
or accidental bodily injury. For RFCU members, Credit Disability
Insurance provides protection on your loan(s) up to a maximum,
of $600 per month if you become totally and continuously disabled
through sickness or accident for more than 30 days, with
benefits beginning of the 31st day.
TOP |
